Capital One Financial Corporation furnished monthly charge-off and delinquency metrics as of March 31, 2026, under Item 7.01 Regulation FD Disclosure, not deemed filed.
Key takeaways
Credit Card Domestic net charge-off rate of 5.09% on average loans of $250,871 million.
Credit Card Domestic 30+ day performing delinquency rate of 3.70% on period-end loans of $254,028 million.
Consumer Banking Auto net charge-off rate of 1.44% on average loans of $85,134 million.
Consumer Banking Auto 30+ day performing delinquency rate of 4.21% on period-end loans of $85,700 million.
Consumer Banking Auto nonperforming loan rate of 0.55% with $475 million nonperforming loans.
Metrics include billed finance charges and fees; net charge-offs impacted by recoveries and debt sales.