QCRH · QCR Holdings, Inc.

This 8-K furnishes an investor presentation that serves as a material update on QCR Holdings’ strategic positioning and financial performance, though it does not contain new earnings results or regulatory disclosures requiring immediate action. The presentation emphasizes long-term operating discipline: a 5-year average adjusted ROAA of ~1.45% reflects resilience across varying interest rate environments, while the 14.0% 5-year adjusted EPS CAGR and 11.9% 10-year TBVPS CAGR underscore consistent capital return generation. The $23 million in Q1 2026 noninterest income — derived from wealth management ($7.0B AUM as of March 31, 2026), LIHTC lending, and correspondent banking — validates the company’s differentiated model, with noninterest income averaging ~30% of total revenue over five years versus ~25% for peers. Guidance for full-year 2026 capital markets revenue is capped at $70 million, reflecting continued strength in its specialized LIHTC and swap businesses. As a Regulation FD disclosure under Item 7.01, the filing carries no legal liability for forward-looking statements but provides investors with quantified benchmarks for evaluating execution against stated targets.