IGIC · International General Insurance Holdings Ltd.

The exhibit index lists key governance documents, including Certifications of the Principal Executive Officer (Exhibit 12.1 and 13.1) and Principal Financial Officer (12.2 and 13.2) pursuant to Rules 13a-14 and 18 U.S.C. 1350. These Sarbanes-Oxley compliant sign-offs, marked as 'filed herewith,' underscore management's accountability for the financial disclosures. Walid Jabsheh, President and CEO, personally signed the report, certifying that IGIC meets all Form 20-F/A filing requirements. This provides reassurance on leadership stability amid the amendment process, as it confirms ongoing adherence to regulatory standards without introducing new risks or concerns.

Inline XBRL filings (Exhibits 101.INS, 101.SCH, etc.) represent a modernized disclosure format, tagging the 2025 financial data for machine-readable analysis. This enhances investor access to detailed metrics via EDGAR, supporting efficient comparisons and algorithmic reviews without changing the reported figures. By providing structured data in this format, IGIC facilitates deeper analysis of its insurance operations, segmental performance, and balance sheet strength as originally presented, allowing investors to validate trends in premiums, reserves, and capital adequacy independently.

Ernst & Young's consents, dated April 23, 2026, explicitly affirm the validity of their original audit reports dated April 20, 2026, for the fiscal year ended December 31, 2025. This step ensures that the auditors' opinions on the consolidated financial statements and internal controls over financial reporting can be incorporated by reference in future SEC filings, such as prospectuses or registration statements. The absence of qualifications or adverse findings in these consents reinforces the reliability of IGIC's reported results, mitigating any potential uncertainty from the amendment timing.

Overall, the absence of substantive updates or restatements in this amendment indicates no material issues emerged post-original filing, allowing focus on the core 2025 financials previously reported. Investors should view this as a compliance milestone rather than a signal of operational shifts, with implications limited to facilitating seamless incorporation by reference in prospectuses. This routine process strengthens IGIC's standing with regulators and markets, emphasizing disciplined governance in a cyclical insurance sector where timely, clean disclosures build long-term confidence.