CZNC · Citizens & Northern Corporation

This dividend declaration reflects Citizens & Northern Corporation’s continued commitment to returning capital to shareholders through its regular quarterly program. The $0.28 per share amount is consistent with prior regular dividends disclosed in historical filings, though no comparative period or change is stated in this filing. As a bank holding company operating regionally in Pennsylvania and New York, C&N’s ability to sustain dividends is tied to regulatory capital requirements, earnings stability, and loan portfolio performance — none of which are quantified or discussed in this 8-K. The absence of earnings data, guidance, or balance sheet metrics limits assessment of underlying financial drivers; the filing serves solely as formal notice of the dividend action. Investors should refer to the company’s most recent 10-Q or earnings release for context on profitability and capital levels supporting this payout.