Black Titan Corporation released a research note on the maturation of institutional digital asset infrastructure, highlighting expansions in automated yield routing, restaking-as-a-service, and tokenized private credit for neobanks.
Key takeaways
Payment processors launched APIs for stablecoin sweep accounts routing idle USDC/PYUSD into lending pools on Base and Solana.
Regulated custodians like Anchorage Digital offer RaaS APIs packaging LRTs for neobanks to capture Ethereum staking and AVS rewards.
Tokenized private credit originations on Avalanche Evergreen rose 15% month-over-month, enabling neobanks to offer 8%+ yields to clients.
MiCA enforcement boosts Euro-stablecoin lending pools using assets like Société Générale’s EUR CoinVertible for European neobanks.
DaaS market shifts to aggregator strategies across Ethereum L2s, Solana, and subnets, with prime brokers as key API gateways.
Outlook projects Yield-Plaid middleware, regulatory bifurcation on yield products, and SME treasury migration to stablecoin neobanks by Q3 2026.