RPAY · Repay Holdings Corporation

Repay Holdings reported preliminary Q1 2026 results, with revenue expected between $80.5M and $81.0M, representing approximately 4% year-over-year growth. The growth was driven by Business Payments revenue growth of approximately 18%, while Consumer Payments grew about 4%. Adjusted EBITDA is expected to be $33.8M to $34.3M, implying a 42% margin, benefiting from a one-time buyout of a strategic distribution partner. Free Cash Flow was $5.0M to $5.5M, impacted by seasonality including interest payments, working capital timing, and annual incentive payments. For the full year 2026, the company raised its Adjusted EBITDA outlook to $141M-$146M from $136.5M-$141.5M, maintaining 42% margins, while reiterating revenue of $340M-$346M and Free Cash Flow Conversion of 45%. The guidance excludes the pending KUBRA acquisition. The company will release full Q1 results on May 4, 2026.