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10-Q2026-04-29· merged:deepseek-v4-flash

WAY · Waystar Holding Corp.

0001990354-26-000025

SEC filing

Summary

Waystar delivered 22.4% revenue growth and 47.9% net income increase, driven by subscription expansion and Iodine acquisition.

Key takeaways

Full analysis

Period Performance

Period Performance

For the three months ended March 31, 2026, Waystar reported revenue of $313.9 million, a 22.4% increase from $256.4 million in the prior-year period. Growth was led by subscription revenue, which surged 37.7% to $172.2 million, driven by organic expansion from existing clients and contributions from the Iodine acquisition (closed October 1, 2025). Volume-based revenue grew 7.3% to $139.5 million, primarily from higher usage in provider solutions (+$6.4M) and patient payment solutions (+$3.2M). Services and other revenue was modest at $2.2 million.

Net income rose 47.9% to $43.3 million, expanding net income margin to 13.8% from 11.4%. Operating income increased 23.4% to $80.5 million, with operating margin improving slightly to 25.6% from 25.4%. Adjusted EBITDA grew 25.7% to $135.4 million, with margin up 110 basis points to 43.1%, reflecting effective cost management and revenue mix shift toward higher-margin subscription revenue.

Segment Dynamics

Waystar reports two primary solution categories: provider solutions and patient payment solutions. Provider solutions generated approximately 70% of total revenue, or roughly $219.7 million, encompassing both subscription and volume-based fees. Patient payment solutions contributed the remaining 30%, about $94.2 million, largely volume-based. Third-party costs as a percentage of segment revenue remained stable: ~60% for patient payment solutions and 6–7% for provider solutions. The Iodine acquisition, which enhances AI-powered clinical intelligence, is expected to strengthen provider solutions over time.

Forward View

Management's outlook focuses on continuing to expand relationships with existing clients (Net Revenue Retention Rate of 110.5% for the 12 months ended March 31, 2026, down from 113.5% a year earlier) and growing the client base (1,433 clients with >$100K revenue, up from 1,244). The company expects subscription revenue to remain the primary growth driver, with patient payment solutions gaining a slightly larger mix. Strategic priorities include cross-selling, up-selling, and integrating acquisitions (notably Iodine) to bolster AI capabilities. No formal quantitative guidance was provided. The company believes existing cash, operating cash flows ($84.9M in Q1 2026), and available borrowings are sufficient for at least the next 12 months.

Notes & Operating Detail

Balance Sheet & Liquidity

As of March 31, 2026, Waystar held $34.3M in cash and equivalents, plus $124.6M in short-term investment securities (commercial paper, corporate notes, U.S. treasuries and agencies), providing total liquidity of $158.9M. Restricted cash of $28.4M is separate. Accounts receivable (net $172.5M) declined slightly from $177.0M at year-end. Total assets grew to $5.84B, driven by investment securities and deferred costs. Total debt stood at $1.47B (including $68.0M related party), down $3.1M from Q4 2025, with a net debt-to-equity ratio of 0.37x. The Receivables Facility was upsized to $100M with a lower spread, and $20M of First Lien debt was repaid. All debt covenants were complied with.

Commitments & Contractual Obligations

No explicit purchase commitments or supply agreements were disclosed in the Notes. Lease obligations total $18.0M in undiscounted future payments, with $5.0M due in 2026. The weighted-average lease term is 3.4 years. Debt maturities are concentrated in 2029 ($1.44B). Remaining performance obligations (RPO) from client contracts amount to $117.4M, with $78.8M recognized within 12 months.

Capital Allocation (buybacks, dividends, debt, capex)

Waystar did not repurchase shares or pay dividends during the quarter. The company raised $19.8M in debt (net proceeds from Receivables Facility) and repaid $23.5M (including the $20M First Lien paydown). Capital expenditures were $15.3M, primarily for capitalized software development ($7.9M) and computer hardware. Capex as a percentage of revenue was 4.9%. Stock-based compensation totaled $11.4M, recorded across operating expense lines. No preferred stock is outstanding.

Segment / Geographic Mix

Waystar operates as a single reportable segment. The CODM (CEO) reviews consolidated net income as the key profitability metric. The disaggregated revenue breakdown shows subscription revenue of $172.2M (54.9% of total), volume-based revenue of $139.5M (44.4%), and implementation/other of $2.2M (0.7%). All revenue originates from U.S. clients, with no geographic segmentation disclosed. The company's platform serves healthcare providers across all care settings.

Cash Flow Quality

Cash Flow Quality

Operating cash flow (CFO) of $84.9M significantly exceeded net income of $43.3M, reflecting strong cash conversion driven by $41.5M in depreciation and amortization and $11.4M in stock-based compensation. Working capital changes were mixed: accounts receivable decreased $3.2M (favorable), but accounts payable and accrued expenses fell $9.7M, and deferred revenue declined $3.5M. Capex of $15.3M represented an 18% cash flow reinvestment rate, up from 8.4% a year ago. Investing activities also included $99.2M net outflows for investment securities, resulting in negative free cash flow if excluding securities. Financing activities provided $13.5M, primarily from debt proceeds offset by repayments. No share repurchases or dividends were reported. Overall, CFO quality is high, but elevated capital allocation to securities and capex may pressure liquidity.