RC · Ready Capital Corporation

This Amendment No. 1 to Ready Capital Corporation's 10-K for fiscal year 2025, dated April 30, 2026, serves as a procedural filing rather than a substantive update. Signed by Chairman, CEO, and CIO Thomas E. Capasse under Section 13 or 15(d) of the Securities Exchange Act of 1934, it fulfills regulatory requirements without introducing new financial statements, management's discussion, or business developments. The notation 'Previously filed' underscores that core content from the original 10-K remains unchanged, directing investors to prior disclosures for financial insights.

Exhibits are handled per Item 601 of Regulation S-K: some furnished rather than filed to avoid incorporation by reference, and others with omitted schedules that Ready Capital commits to provide supplementally upon SEC request. This standard practice ensures compliance while minimizing redundant filing burdens, signaling no material alterations to the company's reported position, performance, or outlook. Investors should monitor for any future amendments or subsequent reports if seeking updates beyond the original 10-K.