TCBX · Third Coast Bancshares, Inc.

Third Coast Bancshares, Inc. entered into a Renewal, Extension and Modification of Loan with American National Bank & Trust, effective March 10, 2026. The amendment extends the maturity date of the existing loan from March 10, 2026 to March 10, 2028, and increases the maximum commitment from $55 million to $70 million. As of the effective date, the outstanding principal balance was $54.875 million. The loan is secured by a pledge of all issued and outstanding capital stock of Third Coast Bank, SSB. The amendment reaffirms all existing liens and loan terms, and the borrower reaffirmed representations and warranties. This provides the company with extended debt maturity and increased borrowing capacity, enhancing financial flexibility.