EBMT · Eagle Bancorp Montana, Inc.

Summary

Eagle Bancorp Montana, Inc. furnished an investor presentation under Item 7.01 detailing Q1 2026 financials, balance sheet, asset quality, and strategic positioning ahead of investor meetings.

Key takeaways

• Q1 2026 net income $4.0 million, diluted EPS $0.51, NIM 4.11%, ROAA 0.76%, ROAE 8.16%
• As of March 31, 2026: Assets $2.09 billion, gross loans $1.52 billion, deposits $1.79 billion, NPAs 0.27%
• Non-CD deposits comprise 74% of total deposits, positioning for NIM expansion
• 30 branches in Montana as 4th largest bank headquartered in state with strong credit culture
• Executive team and board highlighted with extensive company and industry experience
• Strategic focus on loan diversification, core deposits, selective acquisitions, high asset quality