JKHY · Jack Henry & Associates, Inc.

Jack Henry & Associates reported strong fiscal third quarter 2026 results, with GAAP revenue increasing 8.7% to $636.2 million and GAAP diluted EPS rising 12.2% to $1.71. Non-GAAP adjusted revenue grew 7.3% to $615.9 million, and non-GAAP adjusted operating income increased 7.3% to $141.2 million. Revenue growth was driven by services and support (up 10.4%) and processing (up 6.6%), with particular strength in cloud revenue (9.4% growth), faster payments (46.4% increase), and digital/transaction revenue (9.9% growth). The company achieved 17 competitive core wins in the quarter, the best third quarter for new core wins in seven years, indicating strong sales momentum. Operating margin expanded to 24.4% from 23.7% in the prior year quarter. Management raised full-year fiscal 2026 guidance: GAAP revenue now expected between $2.521 billion and $2.533 billion, GAAP EPS between $6.78 and $6.87, and non-GAAP adjusted revenue between $2.479 billion and $2.491 billion. The company repurchased $159 million in stock during the quarter at an average price of $162 per share. CFO Mimi Carsley noted continued expansion in cloud revenue and solid performance from faster payments and digital offerings, while anticipating relative weakness in fiscal Q4 non-GAAP revenue and margins consistent with prior expectations.