Bar Harbor Bankshares reported strong year-over-year growth in net income and EPS for Q1 2026, driven by acquisition-related loan yield expansion; however, operating cash flow declined significantly versus the prior year, reflecting timing-driven liquidity dynamics.
Key takeaways
Net income rose 32.6% to $13.5M, supported by loan yield expansion from the Woodsville acquisition.
Diluted EPS increased 22.7% to $0.81, consistent with the net income growth trend.
Free cash flow totaled $3.0M, calculated as operating cash flow ($5.0M) less capital expenditures ($2.0M).