Chemung Financial Corporation furnished its First Quarter 2026 Investor Presentation under Item 7.01, highlighting record net income of $9.2 million, EPS of $1.91, and strategic balance sheet enhancements.
Key takeaways
Record Q1 2026 net income $9.2 million and EPS $1.91.
Net interest margin 3.60%, down 1 bps from prior quarter.
Annualized loan growth 7.5% in Q1 2026.
Raised $45M subordinated debt and sold $245M low-yield securities in 2025 to optimize funding.
Trust and Wealth Management assets under management $2.3 billion.