0001437749-26-015900
SEC filingFidelity D & D Bancorp delivered strong earnings growth in Q1 FY2026, with net income rising 24.5% to $7.5M and diluted EPS increasing 24.3% to $1.28 — driven by higher net interest income and disciplined capital management.
Net income for Q1 FY2026 was $7.5 million, an increase of 24.5% compared to $6.0 million in Q1 FY2025. Diluted earnings per share rose to $1.28, up 24.3% from $1.03 in the prior-year quarter. This growth reflects the Company’s ability to expand net interest income while maintaining disciplined expense management — not from one-time events or unsupported balance sheet shifts.
Liquidity management remains focused on ensuring adequate funds for customer needs, facility expansion, and operations. Management believes current liquidity levels are strong and adequate to support ongoing operations. The DRP and ESPP continue to serve as consistent, organic sources of capital from employees and shareholders — reinforcing balance sheet strength without external dilution or debt issuance.