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8-K2026-05-11· deepseek-chat

CZNC · Citizens & Northern Corporation

0001104659-26-058386

SEC filing

Summary

Citizens & Northern Corporation disclosed the retirement of EVP and Chief Lending Officer Kelley Cwiklinski, effective July 10, 2026, and the promotion of Gregory Adamson to Senior Vice President, Director of Commercial Lending.

Key takeaways

Full analysis

The filing announces the retirement of Kelley Cwiklinski, Executive Vice President and Chief Lending Officer – Commercial, effective July 10, 2026. Cwiklinski has been with the company since 2020 through the Covenant Bank merger and played a key role in commercial lending strategy and the acquisition of Susquehanna Community Bank. She will receive pro rata base salary and benefits through her retirement date and will remain in an advisory capacity to support the transition. Gregory Adamson, currently Southeast Regional Commercial Lending Executive, will be promoted to Senior Vice President, Director of Commercial Lending effective upon Cwiklinski's retirement. Adamson has over 27 years of commercial banking experience and has been with C&N since the Covenant Bank merger. The changes represent a planned leadership transition and are not expected to materially impact operations.