FSBW · FS Bancorp, Inc.

This Form 10-Q/A serves exclusively as a ministerial correction to the front cover page of FS Bancorp’s original quarterly report, addressing a typographical error in the stated number of common shares outstanding as of May 5, 2026. The amendment explicitly states that no other changes have been made — meaning all financial results, footnotes, management discussion, risk factors, and disclosures for the quarter ended March 31, 2026 remain unchanged and unaudited in this filing. There is no new earnings information, balance sheet update, cash flow detail, or segment performance disclosed. The sole substantive business development referenced remains the February 25, 2026 definitive agreement to acquire Pacific West Bancorp — a strategic transaction disclosed in the original 8-K and carried forward without update here. Because the amendment introduces zero new financial data or qualitative insights, investors should rely entirely on the original Form 10-Q for performance analysis and treat this filing as a procedural update only. The certifications under Sections 302 and 906 of the Sarbanes-Oxley Act confirm the integrity of the original financial statements but provide no incremental assessment of trends, risks, or outlook. As such, this filing offers no basis for evaluating earnings quality, capital allocation, credit risk, or operational momentum — all analytical work must be deferred to the unamended 10-Q or future filings containing actual financial content.