LHAI · Linkhome Holdings Inc.

Linkhome Holdings Inc. has entered a definitive Stock Purchase Agreement to acquire Constant Investments, Inc., operating as Mortgage One Group, a mortgage origination business with licenses in 18 U.S. states, eight active branches, approximately 30 loan officers, nine managers, and an $18 million warehouse line. The transaction structure provides upfront equity consideration of 300,000 restricted common shares to sellers Jun Choi and Richard Tak, preserving cash while aligning interests through a performance-based earnout capped at $750,000, calculated as 25 basis points on funded loan volume from existing and recruited loan officers over two years post-closing. Additional $250,000 in consulting fees over the two-year transition ensures continuity from key personnel, who are bound by three-year restrictive covenants including non-compete and non-solicitation. The May 12 Amendment extends closing to July 1, 2026, and removes Buyer's second-round financing as a seller obligation, reducing execution risk. This acquisition bolsters Linkhome's mortgage infrastructure to integrate with its AI-driven real estate and fintech platform, supporting nationwide expansion of housing finance programs like Cash Offer and Buy Before Sell, with plans for additional state licenses.