Synchrony Financial furnished monthly charge-off and delinquency statistics as of and for the thirteen months ended April 30, 2026, under Item 7.01, showing 30+ delinquency rate of 4.3% and adjusted net charge-off rate of 5.6%.
Key takeaways
30+ delinquency rate improved to 4.3% at April 30, 2026 from 4.5% in March 2026.
Net charge-off rate decreased to 5.5% in April 2026 from 5.8% prior month.
Adjusted net charge-off rate at 5.6% for April 2026 after 0.1% recovery adjustment.
Period-end loan receivables reached $100.9 billion at April 30, 2026.
Company to continue monthly statistics releases, with quarterly end aligned to earnings announcements.