Capital One furnished monthly charge-off and delinquency metrics for April 2026, showing credit card net charge-off rate of 4.94% and auto loan net charge-off rate of 1.20%.
Key takeaways
Credit card net charge-off rate was 4.94% for April 2026, annualized.
Auto loan net charge-off rate was 1.20% for April 2026, annualized.
30+ day performing delinquency rate for credit cards was 3.44%.
30+ day performing delinquency rate for auto loans was 4.02%.
Nonperforming loan rate for auto loans was 0.55%.
Credit card nonperforming loan data was not disclosed (N/A).