American Express Company furnished U.S. Consumer and Small Business Card delinquency and write-off statistics for February to April 2026 under Regulation FD, showing Total Card balances of $157.2 billion at April 30.
Key takeaways
U.S. Consumer Total Card balances $111.4B at April 30, 2026, up from $110.8B at March 31.
U.S. Consumer 30+ days past due 1.2% at April 30 vs 1.3% at March 31; net write-off rate 2.1% for April.
U.S. Small Business Total Card balances $45.8B at April 30, up from $45.2B at March 31.
U.S. Small Business 30+ days past due 1.5% at April 30 vs 1.6% at March 31; net write-off rate 2.4% for April.
Combined Total Card balances held for investment $157.2B at April 30, 2026.
Lending Trust ending principal balance $25.0B at April 30; annualized default rate 1.3%.