Capital One Financial Corporation

Capital One Financial Corporation reported FY 2025 results with total interest income of $58.70B and net interest income of $42.88B. The company recorded a provision for credit losses of $20.66B, resulting in net interest income after provision of $22.22B. Non-interest income totaled $10.56B, primarily from discount and interchange fees ($6.44B) and service charges ($2.85B). Total non-interest expense was $30.50B, with salaries and associate benefits ($12.47B) and marketing ($5.88B) as the largest components. Net income was $2.45B, with $2.09B from continuing operations and $365M from discontinued operations. Net income available to common stockholders was $2.18B. The balance sheet shows total assets of $669.01B, with net loans held for investment of $430.21B and total deposits of $475.77B. Stockholders' equity stood at $113.62B. Cash flow from operations was $27.72B, while investing activities used $444M and financing activities used $8.85B.

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