8-K - Capital One Financial Corporation | StockGist

AI Analysis

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Capital One Financial Corporation furnished Monthly Charge-Off and Delinquency Metrics as of and for the month ended January 31, 2026 under Item 7.01, including net charge-off rates of 5.04% for Domestic Credit Card and 1.94% for Consumer Banking Auto, with 30+ day performing delinquency rates of 4.04% and 4.76%, respectively.

Key Takeaways

1Domestic Credit Card: Average loans $257,404 million, period-end loans $257,219 million, net charge-offs $1,082 million, net charge-off rate 5.04%, 30+ day delinquencies $10,402 million at 4.04%

2Consumer Banking Auto: Average loans $83,965 million, period-end loans $84,134 million, net charge-offs $136 million, net charge-off rate 1.94%, 30+ day delinquencies $4,003 million at 4.76%, nonperforming loans $531 million at 0.63%

Current Report Details

Event Type

Regulation Fd

Exhibits Only

Disclosure

Voluntary

Variant

8-K

Items Reported

7.01

shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that Section.

Regulation Fd

9.01

Financial Statements and Exhibits. (d) Exhibits Exhibit No. Description 99.1 Monthly Charge-Off and Delinquency Metrics - As of and for the month ended January

Exhibits Only

Source Document

Exhibits (2)

8-K

99.1

EX-99.1