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This filing is Amendment No. 1 to OFG Bancorp's Annual Report on Form 10-K for the fiscal year ended December 31, 2025. The amendment was filed on March 5, 2026, solely to correct the cover page regarding the company's well-known seasoned issuer status. The amendment does not modify or update any other information from the original filing dated February 25, 2026, and no financial data, performance metrics, or operational results are provided in this amendment document. The aggregate market value of common stock held by non-affiliates was approximately $1.915 billion as of June 30, 2025, based on 44,741,933 shares outstanding and a closing price of $42.80. As of January 31, 2026, there were 43,063,277 common shares outstanding with a par value of $1.00 per share. The document includes certifications from CEO José Rafael Fernández and CFO Maritza Arizmendi Díaz confirming the accuracy of the amendment.