Wealth Management System Inc.

Wealth Management System Inc. (WMSI), a British Virgin Islands holding company incorporated on May 2, 2025, operates through its wholly-owned Singapore subsidiary Aly Pte. Ltd., a fintech company providing advanced market analytics and AI-powered insights via its flagship Spiking platform launched in 2016. Spiking delivers real-time data on U.S.-listed companies, including earnings reports, insider trading, and AI-driven insights through SpikingAI, targeting Southeast Asian investors interested in U.S. securities. Revenue is generated from one-time sales of perpetual lifetime software licenses to individual end-users (B2C) and bulk sales to resellers (B2B), with FY2025 revenue of S$3.27 million (US$2.53 million), up 293.7% from S$0.83 million in FY2024, driven by a US$1 million bulk sale representing 41% of FY2025 revenue. The company turned profitable with net income of S$1.46 million (US$1.13 million) in FY2025 versus a loss of S$0.64 million in FY2024. WMSI is pursuing an IPO of 3,750,000 Class A Ordinary Shares at US$4.00-$5.00 per share, expecting net proceeds of US$14.28 million (midpoint), plus 1,250,000 shares from Selling Shareholders. Proceeds will fund software development (30%), strategic acquisitions (30%), marketing (10%), loan repayment (10%), and working capital (20%). Listing on Nasdaq Capital Market under 'GIVE' as a controlled company with Dr. Clemen Chiang holding 79.71% voting power post-IPO. The IPO aims to fund expansion including product development, membership growth, new markets, and technology licensing amid competitive fintech landscape.

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