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Heritage Insurance Holdings, Inc. reported Q4 and full year 2025 financial results on March 9, 2026, with net income of $66.7 million ($2.15 diluted EPS) for the quarter and $195.6 million ($6.32 diluted EPS) for the year, driven by improved net loss ratio of 31.3% and combined ratio of 62.0% in Q4. Book value per share rose 72.5% to $16.39, and the company announced a new $25.0 million share repurchase plan through 2026.
Event Type
Disclosure
Mandatory
Variant
8-K
, including Exhibit 99.1, is being furnished and shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as ame
Financial Statements and Exhibits. (d) Exhibits. The following exhibit is being furnished as part of this Current Report on Form 8-K. No. Exhibit 99.1 Press Rel
| Metric | Value | Basis |
|---|---|---|
| Total revenue | $215.3K | |
| Net income | $66.7K | |
| Earnings Per Diluted Share | $2.15 | |
| Gross premiums earned | $361.7K | |
| Net premiums earned | $202.7K | |
| Net loss ratio | 31.3% | |
| Net expense ratio | 30.7% | |
| Net combined ratio | 62% |
Buyback Auth.
$25.0 million through December 31, 2026