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Heritage Insurance Holdings, Inc. reported its financial results for the fiscal year ended December 31, 2025. Key property and casualty insurance metrics show a decrease in reserves for unpaid losses and LAE to $579,477 thousand from $1,042,687 thousand in 2024. Incurred losses and LAE for the current year were $326,700 thousand, down from $421,633 thousand in the prior year, with a favorable prior-year development of $(13,454) thousand compared to an unfavorable $25,415 thousand in 2024. Net premiums written increased to $802,164 thousand from $779,115 thousand, while net premiums earned rose to $794,157 thousand from $767,860 thousand. Net investment income improved to $37,156 thousand from $36,631 thousand. The allowance for doubtful accounts increased to $1,749 thousand from $1,359 thousand. The report includes certifications from CEO Ernesto Garateix and CFO Kirk Lusk affirming the accuracy and compliance of the financial statements.