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Heritage Insurance Holdings, Inc. (HRTG) reported strong financial results for fiscal year 2025, ending December 31, 2025. The company generated total revenues of $847.3 million, primarily driven by net premiums earned of $794.2 million. Net income was $195.6 million, with operating income of $267.2 million. The company maintained robust cash flow from operations of $182.2 million. Key performance indicators show solid underwriting results with losses and loss adjustment expenses of $313.2 million against net premiums earned. The balance sheet remains strong with total assets of $2.20 billion and stockholders' equity of $505.3 million. The company's investment portfolio generated $37.2 million in net investment income, contributing to overall profitability.
EPS
$6.00
Revenue
$847.3M
Net Income
$195.6M
free cash flow
$182.2M
Operating Income
$267.2M
operating margin
31.5%