Heritage Insurance Holdings, Inc. reported Q4 and full year 2025 financial results on March 9, 2026, with net income of $66.7 million ($2.15 diluted EPS) for the quarter and $195.6 million ($6.32 diluted EPS) for the year, driven by improved net loss ratio of 31.3% and combined ratio of 62.0% in Q4. Book value per share rose 72.5% to $16.39, and the company announced a new $25.0 million share repurchase plan through 2026.